1. I have read and I understand the complete description of your opportunity.
2. I understand that I am receiving access to ALL items listed in the “AGENT/AGENCY” Opportunity and not just the initial “LEADRESPONSE” leads.
3. I understand I will receive online access to ALL items listed in the "AGENT/AGENCY" Opportunity within one business day.
4. I understand I will receive the "LeadResponse" leads (at least up to 8 weeks worth of lead. 10 leads each per week) via EMAIL beginning in approximately 7-10 BUSINESS DAYS. The amount of free weeeks of leads will be based on how many carriers I contract with as follows:
Contract with at least ONE carrier - Get 2 weeks of FREE leads
Contract with at least TWO carriers - Get 4 weeks of FREE leads
Contract with at least FOUR carriers - Get 6 weeks of FREE leads
Contract with at least SIX carriers - Get 8 weeks of FREE leads
5. I understand that I will receive the leads that I selected on my sign up form and that
I cannot change my initial order once I start receiving my free leads .
6. I understand that I should follow the instructions provided with the initial leads in order to generate the maximum amount of appointments.
7. I understand that it is my responsibility to notify “National Annuity and Life Sales” within 10 business days if my leads are not received and that “National Annuity and Life Sales” is not responsible for my leads being deleted or placed in a spam folder by my email service provider.
8. I understand that the initial “LEADRESPONSE” leads are just one part of the “AGENT/AGENCY” Opportunity and are meant to be a supplement to the other items in the “AGENT/AGENCY” Opportunity.
9. I understand I should implement and invest in some of the other lead programs to take full advantage of your program along with qualifying for your “FIRST APP” promotion.
10. I understand I must execute a new or transfer an existing contract with one of your listed PRIMARY insurance carriers before receiving access to your "AGENT/AGENCY" opportunity
11. I understand that if I am declined contracting or not approved with at least one of your PRIMARY carriers, I will not receive the initial leads.
12. NALS is making an initial investment in your business by providing you with our initial leads along with access to our exclusive copyrighted material, training and lead programs at NO cost to you. Therefore we expect an honest effort on your part to work the leads and programs as instructed and attempt to place a portion of your business with the carrier(s) you contracted with through NALS. For our protection and to prevent abuse of our leads and programs, NALS does not provide contract releases within the first six months of joining our program.
13. I understand this program is for my use only and may not be copied or distributed to any other persons.
14. I understand that the initial leads for contracting offer is ONLY good at time of signing up for your opportunity and that if I decide to add carriers to NALS at a later date that it DOES NOT provide additional leads.
15. I understand that I am an independent contractor and that my commissions are paid directly from the insurance carriers. All Commissions are paid upon issue and delivery of policy, not submitted.
16. I understand that the “First APP” Promo becomes available upon my first paid case. I also understand that any cases submitted on myself or immediate family do NOT count towards the FIRST APP promo. I understand that the paid case MUST be at least $10,000 in premium for an annuity app or $50 per month in premium for life app in order to qualify for the FIRST APP promo. Restrictions on use apply.
17. I understand that the initial leads are provided by a 3rd party insurance lead vendor and not generated or provided directly by NALS. NALS assumes no responsibility for the accuracy or quality of the initial leads.
18. I understand that after I submit this registration, I must complete, sign then fax or email the contracting paperwork on the next page to National Annuity and Life Sales to complete the contracting process or I will not receive access to the "AGENT/AGENCY" Opportunity or the initial free leads.
19.
The “First App” promo or any other program, incentive or promotion offered by “National Annuity and Life Sales” is only valid to our agents in good standing. (No current Letter of Intent to transfer or agent debt with us).
20. NALS offers UP TO 9 months advanced commissions on most carriers for Life and Final Expense products based on the following:
1. All NEW agents to NALS will be offered 6 months advanced commissions to start and can be raised to a 9 months advanced after 5 issued and paid Life policies.
2. Any NEW agents to NALS that provides proof of last 12 months of paid-for life premium of at least $10,000 with a persistency ratio of at least 70% will be offered 9 months advanced commissions to start instead of 6 months.
3. Any agents with bankruptcies in the past three years, current major credit issues or any outstanding agent debt with other carriers will not qualify for our advanced commission program. Agents will be placed at as-earned commissions only to start and can be raised to a 6 or 9 months advanced after 90 days based on production and quality of business with us.
21. I have reviewed the commission schedules and agree to the terms.
22. I understand that I must submit any sub agents contracts that I recruit directly to National Annuity and Life Sales for processing.
23. I understand National Annuity and Life Sales is providing me with this opportunity and will provide assistance, but has not guaranteed that I will be successful or make any stated amount of money and that my success and income will be determined by my effort.
24. I agree that I will consult with NALS and work with them to develop a specific plan for my business and do my best to implement that plan..
I have read and I understand the complete description of your opportunity and agree to the terms above.
*Once you hit "CLICK HERE TO SUBMIT ", you will be forwarded to our "Online Contracting Page" to complete your carrier(s) contracting paperwork that you selected above. Once we receive your signed carrier contract(s), we will submit for verification. This can take up to the next business day. Once we receive verification, we will: Email you an ID and Password to access our "AGENT/AGENCY" Opportunity agent website for complete information and material. 
